Tag Archives: personal property managers

The cost for caring for our aging loved ones

Caring for our Aging Population

Who will care for our aging loved ones in our new society

Bucks County Home Downsizing

Helping Seniors Move in PA NJThe fact that we are all living much longer is no secret. With our extended longer life come new challenges. In years past, when lifestyles were less complicated, family units were more defined, and marriages and families with children dominated the landscape. Caring for our aging loved ones was easier with more defined roles by spouses and children.

Times have certainly changed. Studies indicate that people over the age of 65 will need some form of long-term care help. Genworth, a leading US company that studies our aging population says that 66% of people over 65 will need extra care. In fact, they say that 70% of this age group will need some form of long-term care for at least three years. It the past, most aging loved ones relied on a family member, a spouse or a partner for help. But what happens today with family and demographic changes, when an individual has none of the above? Who can they count on for help in an emergency or when they get sick?

This is part of a continuing series of articles and tips into elder care and how to address topics such as downsizing, estate sale, content removal, home clean-out, property sale, moving and other real estate transition insights by Nick Santoro and Joe Santoro of Personal Property Managers. Personal Property Managers services Pennsylvania and New Jersey.

Many aging Americans who have children don’t want to be a burden to them, but at least they are lucky enough to have a choice. They may not want to, but older adults rely on family caregivers most of their help. Today, there are over 43 million family members providing some form of elder care for a person 50+ years of age. The 2010 U.S. Census reported that 11 million people over the age of 65 live alone, and that number will likely increase. Even more alarming is that 11.6% of women (ages 80 to 84) are childless, so who will care for them?

Today, society has a totally different view of people without children verses 25 years ago. Many of today’s adults no longer believe that those without children lead empty lives. Recent surveys found that children are less significant to a thriving marriage. In 2007, a Pew Research survey unveiled 41% of adults said that having children was crucial for a successful marriage. This is a huge decline from 65% who said so in 1990.

Since the supply of family caregivers diminish as families get smaller or without children, it’s important to get organized around ones long-term care preferences.

PPM Insights into Elder Care

We at Personal Property Managers, often work within the Senior Community and with Adult Care Givers. We specialize in senior transition services, helping our elderly loved ones transition from their home of many years into senior care communities or to move in with caregivers or other family members. This process if often very overwhelming and our one stop services are valued by those going through a major move and transition. We have learned that there are significant facts about aging care that every person should know and wanted to share them with you. First, what we have learned is that elder care is more expensive than you think. And most of the costs of long-term care come out of your pocket and not through some government or state program. To help you plan for senior care later on, you should understand the details about the services that are and are not covered.

1. Medicare (controlled by each state) does not pay for long-term custodial care services. This is the kind that help you with everyday activities of living needs. Medicare only pays for the medically necessary care like acute medical care, doctor visits, drugs, and a hospital stay.

2. Medicaid is a combined program offered by the federal and state governments. It helps individuals living with low income and assets, and it pays for some of the health care expenses. Medicaid has stringent regulations on who are eligible for the benefits and the services covered.

3. Paying for long-term care out-of-pocket is your option if you have enough money and savings.

4. Health insurance covers the restricted and particular types of long-term care. Disability insurance replaces income and does not include long-term care services and supports.

5. Long-term care insurance pays for long-term supports and services. But before you buy a policy, know the daily amount it will pay to assist you with the activities of daily living requirements.

While we are certainly not insurance agents or elder care attorneys, we do, a large portion of our business assisting adult caregivers in the transition of their elderly loved ones from their home of many years into a senior care communities via our home downsizing, cleanouts, estate sales, and full service discount real estate services. We would like to share with you some tips that we have learned along the way that may help you in your long term care plan. They are:

• Draw up legal documents: a will, a living will, a healthcare proxy and a power of attorney.

• Share a home with like-minded friends and siblings. Create a “share the care” approach that serves each resident equally. Draw up legal papers outlining each person’s responsibilities; one that makes each party accountable.

• Live nearby mass transportation if you don’t drive.

• Choose a walk-able neighborhood.

• Find a trustworthy person or family you can depend on for support and care. Work out a payment strategy and put it in writing. Get legal advice prior to implementing a plan. An elder law attorney can steer you in the right direction.

• Hire a chronic care advocate if you live with a prolonged medical condition, preferably an attorney specializing in elder law.

• Make friends with the supportive type.

• Eat fresh, healthy foods.

• Stay fit.

• Keep your brain sharp by getting involved.

• Volunteer and help those in need.

• Take up hobbies that fulfill your curiosity.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or 908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories.

Advertisements

How to Simplify your Life by Downsizing

How to Simplify your life by Downsizing – How to begin the process

Five Important Family Tips for Helping Seniors Clean, Organize and Downsizing their Home

Bucks County Home Downsizing

Helping Seniors Move in PA NJSimplify your life by downsizing – what you may be missing and beginning the process

Moving from your home often represents an emotional time in one’s life. Each room in the house and all its contents are associated with memories, which makes packing especially bittersweet. However, for those who are craving a more relaxed lifestyle, downsizing offers a variety of benefits.

This is part of a continuing series of articles by Nick Santoro and Joe Santoro of Personal Property Managers, who service Pennsylvania and New Jersey and specialize in real estate, property management, home content downsizing and estate sale services.

First, remind yourself why you’re considering to downsize and move. The upkeep on a large home can become quite expensive, even after the mortgage is paid in full. When big-ticket items like new windows or a roof are needed, these repairs can quickly add up. Additionally, you realize that you have more space than you can possibly use and easily maintain. After children move out, there are often rooms that are used strictly as storage space, hardly ever to be set foot in again. Plus, it’s important to consider that the upkeep of a large home can easily become overwhelming in later years when tasks like raking leaves in the fall, cleaning a home top to bottom, and shoveling snow can become challenging or even dangerous.

After downsizing from your large home into a more suitable size to meet your current needs or moving into a senior living community or retirement neighborhood, most folks report a decrease in their stress levels. Many now have peace of mind knowing that they have less space to clean or living quarters all on one level. For those who move into a senior community this may include home maintenance which may now be the responsibility of someone else. For others who move into an assisted living community there is also comfort knowing that their future health care needs will also be met. Better yet…for many senior a downsizing move can lead to an opportunity to enjoy life-long learning and social networking where they can continue to grow relationships with others who share their interests is often a major perk

Joe Santoro shares that his parents who recently moved into an active adult community says that, “..every time I visited my parents I got the sense that my parents are having the time of their lives. There are so many activities within the community that even simple tasks like going to get their mail was an excuse to check in with their neighbors and hear all the latest news.”

Knowing When the Time is Right for Downsizing a Home
Considering a move to a senior living community before it becomes medically necessary is a smart decision that can help keep individuals as they continue down the path of aging. Joe points out that his parents did not realize all they are missing out on until they visited the community that they now live in.

5 Downsizing Tips for Seniors
After making the decision that it’s time to downsize and enjoy all that a retirement or senior care community has to offer, Joe points out that you must start preparing for moving day. It’s important to keep in mind that downsizing means not all belongings may be able to be brought to the new home. That’s where Personal Property Managers with its single source solution can help. PPM provides home cleanout, de-cluttering, estate sales and full service real estate services. For families considering downsizing, Joe says that you should keep the following tips in mind:

1. Ask for assistance. Start the process by asking family and friends for help. This may not be possible for many due to the mobile society we live in and the physical demands that a downsize can take. That’s were Personal Property Managers can help. Remember, moving can take a toll on even those in the most optimal health. You may also be surprised to learn the emotional attachment your adult children or grandchildren may have to certain items. Enjoy sharing memories with them as you go through the house together.

2. Keep the memories, not the items. Parting with belongings can be difficult due to the memories associated with them. You’ll need to make decisions about what to keep, what to donate to charity, what items to designate to family members, and what can simply be tossed.

3. Take your time. Packing up a home for a move is a challenging task for even the most able-bodied person. Therefore, keep in mind that it is probably not possible to go through the entire household in a single day – or even a week! As soon as the decision to downsize has been made, start sorting through smaller areas, like closets, drawers and storage spaces to quickly weed out items.

4. Write out lists. Lists are a great way to create a timeline and stay organized throughout the downsizing process. Make lists of rooms to go through and lists of items to pack, as well as lists for tasks like cancelling utilities and transferring mail.

5. Create a plan. Having a plan for moving day helps eliminate a lot of the stress of the day, so if possible, get a floorplan of the new living space. Knowing the exact dimension of the rooms helps map out what furniture can go where, as well as how much storage space is available.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or 908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories.

How to begin Downsizing your Home

How to Begin Downsizing Your Home

4 Quick Tips

Bucks County Home Downsizing

Home Staging Tips PA NJThe vast majority of the clients who contact us are simply overwhelmed trying to tackle downsizing their home or the home of a loved one. It is physically and mentally draining. Often it entails going through possessions that have been in the house for 40 plus years. Where do you begin?

This is part of a continuing series of articles and helpful tips and insights into helping you move forward and sell your home and clean out your contents by Nick Santoro and Joe Santoro of Personal Property Managers. Personal Property Managers specializes in real estate sales and marketing, home downsizing, content clean out and removal and estate sales, and services Pennsylvania and New Jersey.

Moving from your home of 20, 30 or 40 years is a daunting task. Often our client tell us it’s an “oh my gosh moment” – where do I begin? This is where we can help you.

Did you know that downsizing and moving ranks as one of lifes most difficult events, along with loss of a spouse, divorce and job change. People feel overwhelmed, and wonder; where do they even start?

At Personal Property Managers, we understand the emotional toll downsizing and moving can take on our clients and their families. If you are moving from your home of many years into a senior care community or just relocating, our goal is to help you transition seamlessly to this exciting new chapter in life.

Nick Santoro says that of the many challenges of moving, downsizing is the most difficult. Nick says the reason for this is that you have to make decisions about every personal possession in your home. Personal Property Managers is at your side helping you every step of the way.

Santoro suggests viewing downsizing as a process. We suggest that you start with small goals, and plan on sorting for just a few hours at a time.

  1. Sorting through the easiest and obvious first. Choose a room where what needs to go or stay is the most obvious – like your bedroom or a room that’s rarely used.
  2. Using colored stickers, labels or Post-It notes to identify where items will go. More efficient than writing out a list, movers and family members can use the stickers as guidance on moving day.
  3. Assessing practicality and sentimentality. Items that are both practical and sentimental should move with you. Items that are neither should be left for family, sale or charity.
  4. Eliminating duplicate items or items that are the wrong size. Chances are, you only need three sets of towels, not six. If clothing does not fit, do not bring it with you.

Before the move, Santoro recommends creating a floor plan and determining the practicality of existing furniture. Nick says, do not go out and buy new furniture. Instead, be open to using furniture in new ways.”

Taking measurements of available space is also important. Virginia, a recent client said, “We had large paintings that we really loved, but did not think we could bring with us. Nick had our floor plan and measurements and said, “Oh, yes we can. I know just where those paintings can go!’”

“It’s the sentimental items that make a house a home,” Nick reminds our clients. “Those are just as important as packing up your sensible shoes and kitchenware.”

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or 908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories.

Thinking of Downsizing?

Home Downsizing Tips – Room by Room

Don’t be overwhelmed with moving or cleaning out a home.

Bucks County Home Downsizing

Helping Seniors Move in PA NJMany people do not realize how to handle all of the various categories of things found in the common household and are overwhelmed with even beginning the process of moving or cleaning out a home after a loss of a loved one. Here are some examples of how many of the usual items often found in each room. This is part of a continuing series of helpful articles from Joe Santoro and Nick Santoro of Personal Property Managers to assist you in downsizing or moving from your home. Personal Property Managers services New Jersey and Pennsylvania.

Kitchen

  • Keep: Cooking related items you truly need or could use to upgrade what you have in your own kitchen.
  • Donate: Functional items in good condition or better – pots and pans, flatware, glassware, etc. – canned goods and other food may be donated to the local food pantry
  • Discard: Anything chipped, cracked, broken or worn beyond use including china, glass, dishes, old food in the refrigerator and canned goods and packaged food with expired dates
  • Recycle: Dirty, discolored, rusty cooking pots/pans, worn utensils, out-of-date and non-functioning small appliances
  • Sell: Vintage cookware, Le Creuset pots and pans, Fiestaware, Stangl plates and bowls, etc.

Bedrooms

  • Keep: Put family photos, heirloom jewelry and important personal paperwork in a safe place to take home to review closer and distribute to the appropriate family members
  • Donate: Clothing, shoes, accessories, linens, books to local libraries and retirement communities, paperbacks to our soldiers, hotel toiletries to homeless shelters
  • Discard: Undergarments, old toiletries, old medicine, used/old makeup, no value items from the “junk drawer”
  • Recycle: Eyeglasses, old electronics, wire coat hangers to your local dry cleaner, towels and blankets to your favorite animal shelter
  • Sell: Vintage jewelry, zippo cigarette lighters, coin collections, designer clothing to consignment shops

Living Room/Family Room/Den

  • Keep: Heirloom quality china, silver sets and artwork if desired
  • Donate: Lower value furniture, incomplete china sets, extra glassware, CD’s and DVD’s
  • Discard: Used candles, coasters, incomplete board games and puzzles
  • Recycle: Non confidential paperwork, magazines, newspapers, old greeting cards, soiled tablecloths and placemats
  • Sell: Crystal bowls, Hummel figurines, Lladro figurines and related collectibles

Office

  • Keep: Recent tax returns, home improvement records, current files
  • Donate: Old phones to our soldiers, outdated but working electronics to schools or charities
  • Discard: Office supplies that are no longer functional – Pens that don’t work, dried up erasers, etc.
  • Recycle: Obsolete fax machines, printers, power cords, old trade publications, ink cartridges
  • Sell: Furniture and higher-end electronics when updating/upgrading
  • Shred: Credit card statements, tax returns over 7 yrs old, bank statements, old confidential business/related records

Attic

  • Keep: Family memorabilia, personal items and other heirlooms
  • Donate: Clothing, picture frames, low-value knick knacks, books in better condition to your local library
  • Discard: Worn out suitcases, baby cribs and car seats, anything low value damaged by the heat and cold from sitting for years that can’t be recycled
  • Recycle: Rusty bed frame rails, corroded metal fans, non-confidential paperwork
  • Sell: Antiques, old dolls, vintage toys and trains, sports, movie and political memorabilia

Basement

  • Keep: Better quality hand and power tools and related machines and equipment if truly needed
  • Donate: Children’s toys, exercise equipment, games in good condition or better
  • Discard: Damp, musty, moldy books and record albums, broken modern toys
  • Recycle: Outdated electronics, rusty tools, old wiring, non-functioning dehumidifiers
  • Sell: Duplicate or unneeded tools, musical instruments that are no longer used, vintage stereos

Garage/Shed

  • Keep: Better quality hand and power tools, shelving and storage bins if needed
  • Donate: Vases to your local florist, extra garden tools to your neighbors
  • Discard: Sports equipment in poor condition, toys missing parts or broken
  • Recycle: Junk metals, hazardous waste, paint, old bicycles
  • Sell: Lawn mowers and snow blowers on Craigslist, sort and sell boxes of unwanted things from parents, grandparents and relatives sitting for years

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories.

How to modify your home for an elderly loved one moving in

Home Modifications When Moving In an Elderly Loved One

Home modifications tips for elderly parents moving in with caregivers

Bucks County Home Downsizing

cropped-12-26-2013-3-52-10-pm.png

With Americans living longer and longer, and with the baby boomer retirement population exploding, and expecting to almost double in the next few years, one option that many families are taking is having elderly parents move in with their adult caregiver children.

We have found that it’s very important to consider certain home modifications so you can accommodate elderly loved ones moving in with you.

This is part of a continuing series of articles and helpful tips and insights into senior care and senior transition services by Nick Santoro and Joe Santoro of Personal Property Managers. Personal Property Managers specializes in senior transition services such as downsizing, content clean out and removal, estate sales, full service real estate and property sale and moving and services PA and NJ.

  • Some general safety and room-by-room details to consider include:
  • Make sure to have study handrails on all indoor and outdoor steps
  • Install nonskid strips on or near steps and near the edges.
  • For those with visual impairments, the strips should be a color that contrasts with the color of the steps.
  • Light switches should be located near all entrances to each room, at each end of hallways, and at the top and bottom of stairwells.
  • Lighting should be sufficiently throughout the home.
  • Consider replacing traditional door knobs with lever handles which are easier to operate than doorknobs.
  • Interior doors should have locks that can be opened from either side.
  • Hallways and doorways should be wide enough to accommodate a walker or wheelchair.
  • The water heater should be set at 120 degrees to reduce the risk of scalding.
  • Solid color carpeting with dense pile will lower fall risks. Deep pile carpeting can be more difficult to walk on, and patterned carpeting may cause optical illusions for those who have difficulty with depth perception.
  • To lower fall risks with hardwood floors, avoid wax or high gloss polishes or throw rugs.
  • Avoid room entrances with raised door thresholds.
  • Smoke alarms and carbon monoxide detectors should be present near all sleeping areas.
  • Check that kitchen cabinets and countertops are a comfortable height, and that there is space to roll a wheelchair under a counter, if needed.
  • A side-by-side refrigerator/freezer will be easier to use than a top-bottom model.
  • Electric or gas stoves should not be positioned under a window because the presence of curtains will increase the risk of fire.
  • Sinks should have a single-lever mixing faucet.
  • The touch pad of a microwave should be large and easy to read, and the device should be in a convenient location.
  • There should be one bathroom located on the main floor of the home, as well as near the bedroom (if the home is multi-level).
  • Grab bars should be present or can be installed near the toilet and tub/shower.
  • Check that the toilet is a comfortable height.
  • It is recommended that the tub/shower has a hand-held spray unit, and a built-in seat or space to utilize a shower chair (chairs are available which extend over the side of a tub if a stall shower is not present, however you will need a curtain instead of shower doors to minimize water escaping from the shower.)
  • A pedestal sink may be needed if a wheelchair or regular chair will be used in front of the sink.
  • The size of the bathroom should be adequate for wheelchair maneuverability
  • Avoid throw rugs and bathmats. The floor should be carpeted (low pile), or matte-finished, textured tile instead of a smooth, potentially slippery surface.
  • Towel racks and built-in soap dishes should be secure and not located where they might be used as a grab bar.
  • One Bedroom should be available on the main floor of the home.

We have learned over the years that these modifications can make a world of difference for your elderly loved one.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories.

Top 7 tips to help you sell your home

Top seven tips and insights to help you successfully sell your home by Joe Santoro of Personal Property Managers. Click here to view.

Joean NickNov2011

Having an Aging Loved one move in

Planning on Having an Aging Parent Move In With You

Have conversations up front and define your boundaries to make it a very pleasant addition to your life.

Bucks County Home Downsizing

Helping Seniors Move in PA NJWe often work with families where children are caregivers for their aging parents. Often time medical conditions and sometimes financial decisions necessitate change. This change may mean that your elderly loved one may need to move in to their children’s home.

This is a decision that adult children and caregivers should think though carefully. There’s so much that’s involved. If you move mom or dad in and don’t have discussions on ground rules and space then it’s going to be chaos. If you make a plan and if you have conversations up front and define your boundaries, it can be a very pleasant and very productive addition to your life.

This is part of a continuing series of articles and helpful tips and insights into senior care and senior transition services by Nick Santoro and Joe Santoro of Personal Property Managers. Personal Property Managers specializes in senior transition services such as downsizing, content clean out and removal, estate sales, full service real estate and property sale and moving and services PA and NJ.

No matter how prepared you are to have an elderly loved one move in to your home and no matter how pleasant your relationship is, expect the unexpected. You need to be prepared for the role reversal. You need to be prepared for the things that are going to happen so that you don’t blow up so you don’t have an incident that you can’t take back. The only way that this new relationship works is if you find a way to have a real relationship with mom or dad and get rid of those old parent to child roles.

Lastly, if mom or dad are moving in, getting their finances together is the first and most important thing. In addition, plan in advance for absentee care giving when you go on vacation. Having ‘alone’ time with your spouse is important. There are services [and] people you can pay hourly, but the one thing a lot of people miss is that there may be members of your own family who are actually out looking for employment while you’re struggling trying to figure out who’s going to watch mom or dad. One thing that’s worked out very well is having family members come in and have them get compensated instead of paying an outside professional. You want to get creative with your solutions.

We have learned that these discussions [between parent and adult children] aren’t always easy, but they are extremely important at many levels.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories.