Category Archives: senior home safety

Caring for our Aging Population

Who will care for our aging loved ones in our new society

Bucks County Home Downsizing

Helping Seniors Move in PA NJThe fact that we are all living much longer is no secret. With our extended longer life come new challenges. In years past, when lifestyles were less complicated, family units were more defined, and marriages and families with children dominated the landscape. Caring for our aging loved ones was easier with more defined roles by spouses and children.

Times have certainly changed. Studies indicate that people over the age of 65 will need some form of long-term care help. Genworth, a leading US company that studies our aging population says that 66% of people over 65 will need extra care. In fact, they say that 70% of this age group will need some form of long-term care for at least three years. It the past, most aging loved ones relied on a family member, a spouse or a partner for help. But what happens today with family and demographic changes, when an individual has none of the above? Who can they count on for help in an emergency or when they get sick?

This is part of a continuing series of articles and tips into elder care and how to address topics such as downsizing, estate sale, content removal, home clean-out, property sale, moving and other real estate transition insights by Nick Santoro and Joe Santoro of Personal Property Managers. Personal Property Managers services Pennsylvania and New Jersey.

Many aging Americans who have children don’t want to be a burden to them, but at least they are lucky enough to have a choice. They may not want to, but older adults rely on family caregivers most of their help. Today, there are over 43 million family members providing some form of elder care for a person 50+ years of age. The 2010 U.S. Census reported that 11 million people over the age of 65 live alone, and that number will likely increase. Even more alarming is that 11.6% of women (ages 80 to 84) are childless, so who will care for them?

Today, society has a totally different view of people without children verses 25 years ago. Many of today’s adults no longer believe that those without children lead empty lives. Recent surveys found that children are less significant to a thriving marriage. In 2007, a Pew Research survey unveiled 41% of adults said that having children was crucial for a successful marriage. This is a huge decline from 65% who said so in 1990.

Since the supply of family caregivers diminish as families get smaller or without children, it’s important to get organized around ones long-term care preferences.

PPM Insights into Elder Care

We at Personal Property Managers, often work within the Senior Community and with Adult Care Givers. We specialize in senior transition services, helping our elderly loved ones transition from their home of many years into senior care communities or to move in with caregivers or other family members. This process if often very overwhelming and our one stop services are valued by those going through a major move and transition. We have learned that there are significant facts about aging care that every person should know and wanted to share them with you. First, what we have learned is that elder care is more expensive than you think. And most of the costs of long-term care come out of your pocket and not through some government or state program. To help you plan for senior care later on, you should understand the details about the services that are and are not covered.

1. Medicare (controlled by each state) does not pay for long-term custodial care services. This is the kind that help you with everyday activities of living needs. Medicare only pays for the medically necessary care like acute medical care, doctor visits, drugs, and a hospital stay.

2. Medicaid is a combined program offered by the federal and state governments. It helps individuals living with low income and assets, and it pays for some of the health care expenses. Medicaid has stringent regulations on who are eligible for the benefits and the services covered.

3. Paying for long-term care out-of-pocket is your option if you have enough money and savings.

4. Health insurance covers the restricted and particular types of long-term care. Disability insurance replaces income and does not include long-term care services and supports.

5. Long-term care insurance pays for long-term supports and services. But before you buy a policy, know the daily amount it will pay to assist you with the activities of daily living requirements.

While we are certainly not insurance agents or elder care attorneys, we do, a large portion of our business assisting adult caregivers in the transition of their elderly loved ones from their home of many years into a senior care communities via our home downsizing, cleanouts, estate sales, and full service discount real estate services. We would like to share with you some tips that we have learned along the way that may help you in your long term care plan. They are:

• Draw up legal documents: a will, a living will, a healthcare proxy and a power of attorney.

• Share a home with like-minded friends and siblings. Create a “share the care” approach that serves each resident equally. Draw up legal papers outlining each person’s responsibilities; one that makes each party accountable.

• Live nearby mass transportation if you don’t drive.

• Choose a walk-able neighborhood.

• Find a trustworthy person or family you can depend on for support and care. Work out a payment strategy and put it in writing. Get legal advice prior to implementing a plan. An elder law attorney can steer you in the right direction.

• Hire a chronic care advocate if you live with a prolonged medical condition, preferably an attorney specializing in elder law.

• Make friends with the supportive type.

• Eat fresh, healthy foods.

• Stay fit.

• Keep your brain sharp by getting involved.

• Volunteer and help those in need.

• Take up hobbies that fulfill your curiosity.

For more insights, tips and videos please visit our Resource Page in the About us tab.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or 908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with EveryHome Realty. Learn more about Personal Property Managers from our recent News Stories.

Planning on Having an Aging Parent Move In With You

Planning on Having an Aging Parent Move In With You

Have conversations up front and define your boundaries to make it a very pleasant addition to your life.

Bucks County Home Downsizing

Helping Seniors Move in PA NJWe often work with families where children are caregivers for their aging parents. Often time medical conditions and sometimes financial decisions necessitate change. This change may mean that your elderly loved one may need to move in to their children’s home.

This is a decision that adult children and caregivers should think though carefully. There’s so much that’s involved. If you move mom or dad in and don’t have discussions on ground rules and space then it’s going to be chaos. If you make a plan and if you have conversations up front and define your boundaries, it can be a very pleasant and very productive addition to your life.

This is part of a continuing series of articles and helpful tips and insights into senior care and senior transition services by Nick Santoro and Joe Santoro of Personal Property Managers. Personal Property Managers specializes in senior transition services such as downsizing, content clean out and removal, estate sales, full service real estate and property sale and moving and services PA and NJ.

No matter how prepared you are to have an elderly loved one move in to your home and no matter how pleasant your relationship is, expect the unexpected. You need to be prepared for the role reversal. You need to be prepared for the things that are going to happen so that you don’t blow up so you don’t have an incident that you can’t take back. The only way that this new relationship works is if you find a way to have a real relationship with mom or dad and get rid of those old parent to child roles.

Lastly, if mom or dad are moving in, getting their finances together is the first and most important thing. In addition, plan in advance for absentee care giving when you go on vacation. Having ‘alone’ time with your spouse is important. There are services [and] people you can pay hourly, but the one thing a lot of people miss is that there may be members of your own family who are actually out looking for employment while you’re struggling trying to figure out who’s going to watch mom or dad. One thing that’s worked out very well is having family members come in and have them get compensated instead of paying an outside professional. You want to get creative with your solutions.

We have learned that these discussions [between parent and adult children] aren’t always easy, but they are extremely important at many levels.

For more insights, tips and videos please visit our Resource Page in the About us tab.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or 908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with EveryHome Realty. Learn more about Personal Property Managers from our recent News Stories.

Tips for helping seniors who are hoarders

Senior Hoarders

We wanted to share with you an often confounding yet common situation when dealing with transitioning an elderly loved one from their home of many years into a senior care community, or perhaps your home or even settling their estate. We are specifically referring to senior hoarding. This is real and the condition is known as Diogenes syndrome, and it is more common than most people realize.

This is part of a continuing series of helpful articles from Joe Santoro and Nick Santoro of Personal Property Managers to assist you in home downsizing, content liquidation and full service discount real estate services. Personal Property Managers services clients in New Jersey and Pennsylvania.

Our senior loved ones are certainly part of the ‘greatest generation’ for sure. They have sacrificed for our nation, fought our wars, defended our freedom, were hard working Americans who put in long hours at work, saved and accumulated things over their lifetime. Now, as their caregiver, you may be faced with dealing with the task of trying to clean-up or sort through what they have accumulated over their lifetime. In many cases, the mass accumulation of things turns out to be senior hoarding. We often find homes with 4 or 5 blenders, toasters, lawnmowers, ladders, boxes of things that have never been opened or things never used and the list goes on and on…

Times have changed. Items that were valuable years ago are no longer desirable. Family members often have no use or desire to bring Grandma’s things to their home. Change can be hard, and sorting through a lifetime accumulation of possessions can be overwhelming to a senior who is already struggling with a loss of independence and to family members who are stressed out.

It is perfectly normal for an individual who has lived for many years in one location to acquire a lot of stuff, and for some individuals, letting go of the things they no longer need can be extremely difficult. Experts say seniors are prone to cluttering for a variety of reasons, including fear of loss, anxiety, and depression. Research also suggests that pre-Alzheimer’s personalities may trigger hoarding behavior, further complicating the issue for those already pre-disposed to this obsessive habit.

For families dealing with loved ones and parents who have slipped into a pattern of hoarding, it can be difficult to develop strategies for the kind of downsizing that is necessary to accommodate a move to senior housing. The individual may be ashamed of their living conditions, and reluctant to accept the help they need. They also may be fearful of being forced to let go of the items to which they have become attached and resist their family’s attempts at getting the clutter under control.

Of course, securing the homeowner’s consent and cooperation is only half the battle. Once you have the go-ahead to begin sorting through the collection, it is important to have a strategy for completing the task at hand. Here are a few suggestions for getting through the cleanup:

Call a professional. At Personal Property Managers, we specialize in helping families take stock of what they have, what is valuable or not and how to declutter. Often, going through an entire household after years of accumulation is simply too much for one person to undertake. Far better to work as a team with a common goal.

Set a date to start the project. Block off a section of your calendar when you can truly focus on the task at hand. Determine how long you will work, and then stick to the plan. You may not make it through the process entirely, but knowing you have a starting time, and a plan to wrap up the day’s work at a specific time, can help keep you on track.

Do it in chunks. Work room by room. Although you may have an entire house to wade through, you will do your best work by focusing on one room at a time. Besides, any large project is easier to complete if you divide it into smaller, more manageable tasks.

Use a system. Focus on the most used items. As you go through each room, set aside a place for each of the following: donations, keepsakes, items to be organized and put away, and trash. At the end of each workday, take time to put away the items you have chosen to keep. Be selective. Remember that you are downsizing, so make your selections carefully. You may actually need to go through this process twice as it is often difficult to make emotional decisions the first pass through.

Think about digitizing boxes and boxes of photos and photo albums.

Have donations and trash picked up promptly to prevent second guessing your selections. The sooner you have temptation removed, the better.

Once the cleanup is complete, check in often to make sure that day-to-day clutter is not getting out of control. Staying on top of the problem is far easier than wading through a year’s worth of accumulation, and maintaining a tidy living space will relieve stress for you and your loved one, as well as make the home safer for its inhabitants.

The good news is that we can help clean-out your house, help downsize family’s homes and liquidate your contents for items that are saleable and in demand. We offer on-site estate sale services and can remove contents and sell them via our array of proprietary resources. With Personal Property Managers…one call does it all.

For more insights, tips and videos please visit our Resource Page in the About us tab.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or 908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with EveryHome Realty. Learn more about Personal Property Managers from our recent News Stories.

Merry Christmas & Seasons Greetings

On behalf of our team at Personal Property Managers (www.personalpropertymanagers.com) we wish you and your family a happy Holiday Season and a Merry Christmas. As you enter the new year and need help with moving, home downsizing, home cleanout, home content sale and liquidation, full-service discount real estate services, home watch services or property management give us a call. With Personal Property Managers…one call does it all. Contact Nick Santoro or Joe Santoro.

Increase Assisted Living Census Numbers

We help increase assisted living and senior living census numbers via our one-stop senior transition services for moving, home downsizing, home content liquidation and full service discount real estate services. For more info contact Joe Santoro at Personal Property Managers (www.personalpropertymanagers.com ) where one call does it all.

8 Steps to begin the Home Downsizing Process – 13

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This podcast will share 8 useful tips and steps that you can use to begin the home downsizing and clean out process and how Personal Property Managers can help you. For more information contact Joe Santoro or Nick Santoro of Personal Property Managers at www.personalpropertymanagers.com

Personal Property Managers specializes in: Home Downsizing, Home Cleanout Services, Estate Sales, Home Content Liquidation, Property Management, Absentee Home Watch, Moving, Full Service Discount Real Estate Services, Home Sales, Home Buyer Services, and Elder Care Services. With Personal Property Managers, one call does it all.

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When and How to Downsize your Home – 9

PPM smaller version Podcast - picture - final version 2-13-19

This podcast will share insights and tips into how to downsize your home and its contents, with examples, ideas and a step by step process. For more information contact Joe Santoro or Nick Santoro of Personal Property Managers at www.personalpropertymanagers.com

Personal Property Managers specializes in: Home Downsizing, Home Cleanout Services, Estate Sales, Home Content Liquidation, Property Management, Absentee Home Watch, Moving, Full Service Discount Real Estate Services, Home Sales, Home Buyer Services, and Elder Care Services. With Personal Property Managers, one call does it all.

 

Home modifications for elderly loved ones moving in with you – 7

PPM smaller version Podcast - picture - final version 2-13-19

This podcast will share insights into home modifications needed to accommodate an elderly loved one moving in with a caregiver. We will share room by room modification and safety suggestions. For more information contact Joe Santoro or Nick Santoro of Personal Property Managers at www.personalpropertymanagers.com

Personal Property Managers specializes in: Home Downsizing, Home Cleanout Services, Estate Sales, Home Content Liquidation, Property Management, Absentee Home Watch, Moving, Full Service Discount Real Estate Services, Home Sales, Home Buyer Services, and Elder Care Services. With Personal Property Managers, one call does it all.