Monthly Archives: March 2016

Recognizing signs of decline

Recognizing Signs of Decline in your Aging Loved One

Recognizing signs of decline and the need for help of our elderly loved ones the close friend, son, daughter or caregiver of a senior loved one? Have you begun to notice signs that your elderly loved one is having difficulty processing routine daily chores; conversations, and or having trouble remembering name?

If the answer to any of these questions is yes… then this may mean that your elderly loved one may now need help, and may no longer be able to live independently.

Census figures and recent studies indicate that in the next 11 years, our elderly population will double. This means that caregivers and children of elderly loved ones will be dealing with a situation that for many is something that we are often not prepared for.

This is part of a continuing series of articles and helpful tips and insights into senior care and senior transition services by Nick Santoro and Joe Santoro of Personal Property Managers. Personal Property Managers specializes in senior transition services such as downsizing, content clean out and removal, estate sales, full service real estate and property sale and moving.

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While we are certainly not medical or health care professionals we often work with adult children and caregivers of elderly loved ones who are going through so form of lifestyle transition. We’ve put together a list of the top 9 signs that your elderly loved one may need some assistance, and whom you can reach out to for that help.

1. Memory loss and Forgetfulness
Have your parents have begun forgetting appointments or bills that need to be paid? Have they been getting lost more regularly? Maybe they have begun repeating themselves or putting common objects in illogical places. Perhaps they forget the dosage for their medicine, or don’t take it altogether.

If this is the case you might want to suggest a formal assessment to help determine your options. Once you know what is going on with your parent, such as is the issue a medical condition or dementia, you will better know how to help them.

2. Mobility issues
Are your parents having trouble walking or getting up from a chair? Take a look around your parents’ home. Is the staircase awkward to navigate, are there slippery tiles, does the furniture create obstacles or are they having trouble getting in and out of the shower? Muscle, joint pain or trouble with knees might indicate that a cane or walker is necessary.

3. Eating issues and loss of appetite Are your parents losing weight, becoming dehydrated, not cooking, forgetting to eat or eating unhealthy? They might be having trouble cooking, reading a recipe, holding utensils or operating a stove, or they may have difficulty with the senses of taste and smell. You may want to check the refrigerator for out of date food. Make sure your parents are drinking and not becoming dehydrated, especially during the heat of the summer.

. 4. Detachment and overall lack of involvement
Is your parent social and active, visiting friends, participating in faith, civic or community activities? Or are they listless with low spirits and a lack of energy? If you’re not sure why, why not simply ask them about it. It may mean eyes should be checked or a hearing aid might be in order.

5. Change in personal hygiene
Is your dad’s hair uncombed and teeth not brushed? Is he no longer going to the barber with usual regularity? Is he wearing the same clothing or inappropriate clothing? Lack of awareness about his personal appearance might be a sign of physical problems, depression or Alzheimer’s. Talk to your parents what you noticed and ask them about it.

6. Change in Personality
Do you notice a change in your parents’ personalities, especially in the evening? Are they talking too loudly or too softly? Are they accusing people of doing or saying things against them, wanting to check on children or displaying other odd behaviors? These may be common signs of sun downing or late-day confusion. You may want to plan activities during the day that include exposure to sunlight and keeping a nightlight on to reduce agitation. Changes in personality can result from other things aside from Alzheimer’s or dementia, which looks different in every individual. You may have to be creative and try multiple strategies to address changes in personality and meet your loved one’s needs.

7. Illness or Physical Disability
If your parents suffer from advanced diabetes or have visual difficulties, such as Parkinson’s or severe or recurring strokes, they may need you to step in.

8. Unusual Amount of Clutter
Is there dirty laundry or unopened mail? Is the house unkempt, especially in the kitchen and bathroom? Does the lawn need mowing? Maybe maintaining the home is becoming too much for your parents to handle.

9. Bruises, Scratches and Burns
Have you noticed unexplained bruises, bumps, scratches or burns? These may be signs your loved one is having difficulty taking care of themselves.

After being independent and self-sufficient for so long, it’s difficult for parents to admit they need help. But it’s important to communicate with your parents, letting them know why you are worried and that you want to help. Then come up with solutions together.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories.

Cost for caring for our Elderly

The Cost of Senior Care and Your Options

Eye-opening information about the cost of caring for our seniors.Are you the caregiver of a senior loved one? Have you ever wondered how expensive the cost of long term senior care is for your elderly loved? Do you have any idea how much the average cost is for a nursing home or an assisted living community or the cost of in-home care services?

Team - small size

This is part of a continuing series of article and helpful tips and insights into senior care and senior transition services by Nick Santoro and Joe Santoro of Personal Property Managers. Personal Property Managers specializes in senior transition services such as downsizing, content clean out and removal, estate sales, full service real estate and property sale and moving.

We’d like to share with you some recent information conducted by Genworth Financial about the cost of caring for our seniors. We think this will not only be informative but a real eye opener.

This year’s annual cost-of-care survey shows that the national, median annual cost for care in an assisted-living facility is about $42,000.

The average cost of an assisted-living facility nationwide has increased 4.29% annually over the past five years, according to the study.

Nationwide, the cost for a private nursing home room rose about 4.2% annually over the past five years to $87,600.

This is part of an 11 year study surveying about 15,000 providers of long-term care services nationwide.
About 70% of people older than 65 will need some form of long-term care services, but costs for those services have been rising for years. The average length of a long-term care claim is about three years.
The median cost of a private bedroom in an assisted living facility now stands at about $47,880. The cost of a private room in a nursing home has increased 3 percent to $84,315.

Costs for adult day care and home care have grown at slower pace of about 1 percent to 2 percent. The median cost for in-home health aide services now runs about $43,472 a year, while the cost of adult day care services cost about $15,860.

Nationally, the 2014 median hourly cost for the services of a homemaker or in-home health aide hired from a home care agency is $19 and $19.75, respectively.

The real challenge is how to pay for the long term care of our elderly.

There are several options. One is to secure a long term care insurance policy. However, the cost for this type of insurance is often very expensive and will depend on the age of the client. The older the client is the more costly it is on an annualized basis.

Often times families are forced to pay for the cost of their loved ones long term care by liquidating their assets. This means selling the home of their loved one and liquidating their financial assets such as stocks and bonds and other holdings. Then depending upon the state you live in, Medicaid will step in, but they use a 5 year look back to determine eligibility and need. In other words, virtually all assets must be exhausted before the state Medicaid system will step in…again, this depends upon the state in which you live in.

Personal Property Managers, LLC (www.personalpropertymanagers.com ) can help you in the process of asset liquidation and moving. At Personal Property Managers we specialize in downsizing, content removal and liquidation, Real Estate / property sales and moving. With one call, Personal Property Managers does it all.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at 215-485-9272 or908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories.

Top 9 Secrets to Selling your Home

Top 9 secrets to helping you sell your home

If you are serious about selling your home…at the best possible price and in the shortest possible time on market, then you’ll want to pay close attention to our top 9 secrets to helping sell your home.

Team - small size

This is part of a continuing series of articles and helpful tips and insights into help you you’re your home by Nick Santoro and Joe Santoro of Personal Property Managers (www.personalpropertymanagers.com ) Personal Property Managers specializes in real estate sales and marketing, home downsizing, content clean out and removal and estate sales, and services Pennsylvania and New Jersey.

#1: The first impressions are lasting…and are the only that matter
No matter how good the interior of your home looks, buyers have already judged your home before they walk through the door. You never have a second chance to make a first impression. It’s important to make people feel warm, welcome and safe as they approach the house. Spruce up your home’s exterior with inexpensive shrubs and brightly colored flowers. You can typically get a 100-percent return on the money you put into your home’s curb appeal. Entryways are also important. You often use it as a utility space for your coat and keys. But, when you’re selling, make it welcoming by putting in a small bench, a vase of fresh-cut flowers or even some cookies.

#2: Always be ready to show…you just never know…
Your house needs to be “show-ready” at all times – you never know when your buyer is going to walk through the door. You have to be available whenever they want to come see the place and it has to be in tip-top shape. Don’t leave dishes in the sink, keep the dishwasher cleaned out, the bathrooms sparkling and make sure there are no dust bunnies in the corners. It’s a little inconvenient, but it will get your house sold.

#3: The kitchen comes first…it’s often the first place people look
You’re not actually selling your house, you’re selling your kitchen – that’s how important it is. The benefits of remodeling your kitchen are endless, and the best part of it is that you’ll probably get 85% of your money back. It may be a few thousand dollars to replace countertops where a buyer may knock $10,000 off the asking price if your kitchen looks dated. The fastest, most inexpensive kitchen updates include painting and new cabinet hardware. Use a neutral-color paint so you can present buyers with a blank canvas where they can start envisioning their own style. If you have a little money to spend, buy one fancy stainless steel appliance. Why one? Because when people see one high-end appliance they think all the rest are expensive too and it updates the kitchen.

#4: Take the home out of your house…de-personalize your home
One of the most important things to do when selling your house is to de-personalize it. The more personal stuff in your house, the less potential buyers can imagine themselves living there. Get rid of a third of your stuff – put it in storage. This includes family photos, memorabilia collections and personal keepsakes. Staging simply means arranging your furniture to best showcase the floor plan and maximize the use of space.

#5: Don’t over-upgrade…but keep it clean
Quick fixes before selling always pay off, however expensive makeovers, not so much. You probably won’t get your money back if you do a huge improvement project before you put your house on the market. Instead, do updates that will pay off and get you top dollar. Get a new fresh coat of paint on the walls. Clean the curtains or go buy some inexpensive new ones. Replace door handles, cabinet hardware, make sure closet doors are on track, fix leaky faucets and clean the grout.

#6: Conceal your pets…not everyone likes pets
You might think a cuddly dog would warm the hearts of potential buyers, but you’d be wrong. Not everybody is a dog- or cat-lover. Buyers don’t want to walk in your home and see a bowl full of dog food, smell the kitty litter box or have tufts of pet hair stuck to their clothes. It will give buyers the impression that your house is not clean. If you’re planning an open house, send the critters to a pet hotel for the day.

#7: Light it up…the more light the better
Maximize the light in your home. After location, good light is the one thing that every buyer cites that they want in a home. Take down the drapes, clean the windows, change the lampshades, increase the wattage of your light bulbs and cut the bushes outside to let in sunshine. Do what you have to do make your house bright and cheery – it will make it more sellable.

#8: Half-empty closets…clean them out
Storage is something every buyer is looking for and can never have enough of. Take half the stuff out of your closets then neatly organize what’s left in there. Buyers will snoop, so be sure to keep all your closets and cabinets clean and tidy.

#9: Pricing it right…be grounded in reality
Find out what your home is worth, then shave 5 to 10 percent off the price. You’ll be stampeded by buyers with multiple bids — even in the worst markets — and they’ll bid up the price over what it’s worth. It takes real courage and most sellers just don’t want to risk it, but it’s the single best strategy to sell a home in today’s market.

For more information on real estate or home downsizing please contact Nick Santoro or Joe Santoro of Personal Property Managers at www.personalpropertymanagers.com or simply give us a call at 215-485-9272 or 908-368-1909. Personal Property Managers specializes in helping home owners transition from their home of many years into a new community. Personal Property Managers services Pennsylvania and New Jersey and offers downsizing services, estate sales services, home staging, discount full service real estate services via its association with Every Home Realty. Learn more about Personal Property Managers from our recent News Stories